Calculemus

Let us calculate

Counting down to zero human touch.

Calculemus is an AI-first company in Chișinău, Moldova, building products for health, housing and accounting. We measure each product by the human steps it still needs, and the target is zero.

The counting board

More than three hundred years ago, Leibniz wrote that one day two philosophers would have no more need to argue than two accountants do. The philosophers would take up their pens, sit down at the counting board and say to each other: calculemus. He built a machine that could multiply and divide. It could not read a letter, let alone answer one. Our software can do both.

Yet most routine work still waits for a person. Someone with a health question books an appointment and sits in a waiting room to ask it. A resident of an apartment block gets a paper bill and no way to see why the total went up. Each month, a company director finds out on the 24th whether the tax filings due on the 25th are ready. Sometimes they are not, and the fines follow.

So we count. For every process we write down how many times a person has to touch it before it is done. Then we make that number smaller.

A few touches stay human on purpose. The answer to a patient comes from a medical professional. When our AI agent proposes a correction to a ledger, a person approves it before it is made. A director still signs the annual financial statements. The rest is work we are moving to software.

Every industry has a counting board. We intend to sit down at each one.

Three industries, three distances from zero

x.doctor, Probon and Saldo are live. Each product below lists what runs without people and what still takes a person.

x.doctor

Health · second opinions

Live

x.doctor is a mobile app for getting a second opinion on your own health question: you choose a medical professional and talk it through by chat, call or video, whether you are in Moldova or abroad.

  • The first service of its kind to launch in Moldova, with more than 350 medical professionals to choose from, speaking Romanian, Russian or English.
  • No appointment and no waiting room. Free to download, on the App Store since 2022, with 30,000+ downloads on Google Play.
Runs without people
an AI assistant that can take your first message, quote the professional’s price and let the professional know you are waiting.
Stays human
the answer to your question, and a check of each professional’s credentials before they can answer anyone.

Probon

Housing · association billing

Live

Probon is an AI-first management and invoicing service for homeowners’ associations in Moldova, covering apartment blocks, condominiums, parking lots, garage complexes and commercial spaces.

  • Each resident gets one itemised invoice a month and pays it by card, in a bank app or at a post office or bank counter. The payment is matched to the invoice and recorded automatically.
  • Residents can ask an AI assistant on Telegram about their bill at any hour, in Romanian, Russian or English, and receive the invoice PDF in the chat after typing their client ID.
  • Staff record payments and reconcile accounts by talking to an AI agent, which previews each change before applying it and can reverse it later.
Runs without people
month-end balances, payment matching, invoice PDFs, association vote results, resident questions even at 3 a.m.
Stays human
starting the monthly billing run, and approving each money correction the agent proposes.

Saldo

Accounting · AI-first firm

Live

Saldo is an AI-first accounting firm for Moldovan limited-liability companies, where software keeps the books and a named accountant reviews every filing.

  • Made for directors who would rather grow their company than watch the calendar for the 25th, when most monthly tax filings fall due.
  • It closes each month and explains it in one report by the 20th of the next month.
  • The system never invents an amount, a date or a counterparty, and every accounting entry records its source.
Runs without people
reading documents, posting entries, matching bank statement lines, payroll, compliance checks.
Stays human
the named accountant who reviews every filing, and the director’s signature.

At a glance

Company
Calculemus SRL
IDNO
1026023146519
Based in
Chișinău, Republic of Moldova
Builds
AI-first products aimed at zero human touch
Products
x.doctor (live), Probon (live), Saldo (live)
Industries
health, housing, accounting
Name
Latin for “let us calculate”, borrowed from Leibniz

Questions

What is Calculemus?

Calculemus is an AI-first company based in Chișinău, Moldova. Its products are designed to need fewer and fewer human steps. It built x.doctor, Probon and Saldo. The name is Latin for “let us calculate”.

What does “zero human touch” mean?

Zero human touch means a routine process runs from start to finish without a person stepping in. None of our products is there yet, and we remove human touches from each product with every new release. Steps that must come from a person, such as a medical professional’s answer or a director’s signature, stay human.

Which products has Calculemus built?

Calculemus has built three products. x.doctor is an app for talking through your own health question with a medical professional you choose. Probon runs invoicing and payments for homeowners’ associations in Moldova. Saldo is an AI-first accounting firm for Moldovan companies.

Does AI answer health questions on x.doctor?

No. The answer to a health question on x.doctor always comes from a human medical professional. Until the professional joins, an AI assistant can handle what surrounds the conversation, such as quoting their price and letting them know you are waiting.

How do I automate my business with Calculemus?

Write to contact@calculemus.md and describe a process your team repeats, including the points where people step in today. We will tell you which of those steps software can take over and what building that software would involve.

Where is Calculemus based?

Calculemus is based in Chișinău, Republic of Moldova. The company is Calculemus SRL, IDNO 1026023146519, str. Trandafirilor 31/2, 37, Chișinău.

Bring us a process that people still do by hand.

Tell us how it runs today and where people step in. We started with three industries. Yours could be the fourth.

contact@calculemus.md